EMI vs SIP for ₹6,600,000
17 Years @ 10%
Original Plan
17 Years @ 10%
EMI: ₹ 67,400
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 61,924
Monthly Savings
₹ 5,476
SIP Investment
@ 12% for 22 years
₹ 7,095,878
Extra Interest Paid
₹ 2,598,421
Final Outcome
₹ 4,497,458
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,095,878.
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