EMI vs SIP for ₹6,600,000
16 Years @ 8%
Original Plan
16 Years @ 8%
EMI: ₹ 61,045
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 54,148
Monthly Savings
₹ 6,897
SIP Investment
@ 12% for 21 years
₹ 7,853,216
Extra Interest Paid
₹ 1,924,708
Final Outcome
₹ 5,928,508
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 8%, investing savings can generate ₹7,853,216.
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