EMI vs SIP for ₹6,600,000
16 Years @ 7%
Original Plan
16 Years @ 7%
EMI: ₹ 57,236
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 50,059
Monthly Savings
₹ 7,177
SIP Investment
@ 12% for 21 years
₹ 8,171,805
Extra Interest Paid
₹ 1,625,642
Final Outcome
₹ 6,546,164
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹8,171,805.
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