EMI vs SIP for ₹6,600,000
16 Years @ 12%
Original Plan
16 Years @ 12%
EMI: ₹ 77,466
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 71,854
Monthly Savings
₹ 5,612
SIP Investment
@ 12% for 21 years
₹ 6,389,877
Extra Interest Paid
₹ 3,233,808
Final Outcome
₹ 3,156,069
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹6,389,877.
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