EMI vs SIP for ₹6,600,000
16 Years @ 10%
Original Plan
16 Years @ 10%
EMI: ₹ 69,030
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 62,751
Monthly Savings
₹ 6,278
SIP Investment
@ 12% for 21 years
₹ 7,148,650
Extra Interest Paid
₹ 2,559,704
Final Outcome
₹ 4,588,946
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,148,650.
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