EMI vs SIP for ₹6,600,000
15 Years @ 9%
Original Plan
15 Years @ 9%
EMI: ₹ 66,942
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 59,382
Monthly Savings
₹ 7,560
SIP Investment
@ 12% for 20 years
₹ 7,553,240
Extra Interest Paid
₹ 2,202,172
Final Outcome
₹ 5,351,068
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,553,240.
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