EMI vs SIP for ₹6,600,000
15 Years @ 10%
Original Plan
15 Years @ 10%
EMI: ₹ 70,924
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 63,691
Monthly Savings
₹ 7,233
SIP Investment
@ 12% for 20 years
₹ 7,226,347
Extra Interest Paid
₹ 2,519,634
Final Outcome
₹ 4,706,712
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,226,347.
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