EMI vs SIP for ₹6,600,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 71,919
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 61,805
Monthly Savings
₹ 10,114
SIP Investment
@ 12% for 18 years
₹ 7,741,312
Extra Interest Paid
₹ 2,130,607
Final Outcome
₹ 5,610,705
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,741,312.
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