EMI vs SIP for ₹6,600,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 64,553
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 53,823
Monthly Savings
₹ 10,730
SIP Investment
@ 12% for 18 years
₹ 8,212,972
Extra Interest Paid
₹ 1,555,548
Final Outcome
₹ 6,657,424
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹8,212,972.
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