EMI vs SIP for ₹6,600,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 83,732
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 74,709
Monthly Savings
₹ 9,023
SIP Investment
@ 12% for 18 years
₹ 6,906,746
Extra Interest Paid
₹ 3,074,897
Final Outcome
₹ 3,831,849
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹6,906,746.
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