EMI vs SIP for ₹6,600,000
12 Years @ 9%
Original Plan
12 Years @ 9%
EMI: ₹ 75,110
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 63,281
Monthly Savings
₹ 11,829
SIP Investment
@ 12% for 17 years
₹ 7,900,814
Extra Interest Paid
₹ 2,093,492
Final Outcome
₹ 5,807,322
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹7,900,814.
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