EMI vs SIP for ₹6,600,000
11 Years @ 7%
Original Plan
11 Years @ 7%
EMI: ₹ 71,835
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 57,236
Monthly Savings
₹ 14,599
SIP Investment
@ 12% for 16 years
₹ 8,487,736
Extra Interest Paid
₹ 1,507,031
Final Outcome
₹ 6,980,705
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹8,487,736.
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