EMI vs SIP for ₹6,600,000
11 Years @ 10%
Original Plan
11 Years @ 10%
EMI: ₹ 82,631
Extended Plan
16 Years (Reduced EMI)
EMI: ₹ 69,030
Monthly Savings
₹ 13,602
SIP Investment
@ 12% for 16 years
₹ 7,907,711
Extra Interest Paid
₹ 2,346,352
Final Outcome
₹ 5,561,359
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 10%, investing savings can generate ₹7,907,711.
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