EMI vs SIP for ₹6,600,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 83,606
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 66,942
Monthly Savings
₹ 16,664
SIP Investment
@ 12% for 15 years
₹ 8,408,464
Extra Interest Paid
₹ 2,016,766
Final Outcome
₹ 6,391,699
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 9%, investing savings can generate ₹8,408,464.
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