EMI vs SIP for ₹6,600,000
10 Years @ 7%
Original Plan
10 Years @ 7%
EMI: ₹ 76,632
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 59,323
Monthly Savings
₹ 17,309
SIP Investment
@ 12% for 15 years
₹ 8,733,671
Extra Interest Paid
₹ 1,482,288
Final Outcome
₹ 7,251,383
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 7%, investing savings can generate ₹8,733,671.
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