EMI vs SIP for ₹6,600,000
10 Years @ 12%
Original Plan
10 Years @ 12%
EMI: ₹ 94,691
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 79,211
Monthly Savings
₹ 15,480
SIP Investment
@ 12% for 15 years
₹ 7,810,702
Extra Interest Paid
₹ 2,895,097
Final Outcome
₹ 4,915,605
Profit from SIP strategy
Analysis
For ₹6,600,000 loan at 12%, investing savings can generate ₹7,810,702.
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