EMI vs SIP for ₹6,500,000
29 Years @ 10%
Original Plan
29 Years @ 10%
EMI: ₹ 57,361
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 56,064
Monthly Savings
₹ 1,297
SIP Investment
@ 12% for 34 years
₹ 7,460,005
Extra Interest Paid
₹ 2,912,587
Final Outcome
₹ 4,547,417
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 10%, investing savings can generate ₹7,460,005.
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