EMI vs SIP for ₹6,500,000
23 Years @ 7%
Original Plan
23 Years @ 7%
EMI: ₹ 47,445
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 44,175
Monthly Savings
₹ 3,270
SIP Investment
@ 12% for 28 years
₹ 9,021,095
Extra Interest Paid
₹ 1,747,901
Final Outcome
₹ 7,273,193
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 7%, investing savings can generate ₹9,021,095.
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