EMI vs SIP for ₹6,500,000
19 Years @ 9%
Original Plan
19 Years @ 9%
EMI: ₹ 59,598
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 55,163
Monthly Savings
₹ 4,435
SIP Investment
@ 12% for 24 years
₹ 7,418,550
Extra Interest Paid
₹ 2,298,586
Final Outcome
₹ 5,119,964
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 9%, investing savings can generate ₹7,418,550.
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