EMI vs SIP for ₹6,500,000
16 Years @ 7%
Original Plan
16 Years @ 7%
EMI: ₹ 56,369
Extended Plan
21 Years (Reduced EMI)
EMI: ₹ 49,301
Monthly Savings
₹ 7,068
SIP Investment
@ 12% for 21 years
₹ 8,047,990
Extra Interest Paid
₹ 1,601,011
Final Outcome
₹ 6,446,979
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 7%, investing savings can generate ₹8,047,990.
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