EMI vs SIP for ₹6,500,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 70,829
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 60,869
Monthly Savings
₹ 9,960
SIP Investment
@ 12% for 18 years
₹ 7,624,019
Extra Interest Paid
₹ 2,098,325
Final Outcome
₹ 5,525,694
Profit from SIP strategy
Analysis
For ₹6,500,000 loan at 9%, investing savings can generate ₹7,624,019.
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