EMI vs SIP for ₹6,300,000
28 Years @ 12%
Original Plan
28 Years @ 12%
EMI: ₹ 65,307
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 64,249
Monthly Savings
₹ 1,058
SIP Investment
@ 12% for 33 years
₹ 5,386,906
Extra Interest Paid
₹ 3,499,627
Final Outcome
₹ 1,887,279
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 12%, investing savings can generate ₹5,386,906.
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