EMI vs SIP for ₹6,300,000
26 Years @ 12%
Original Plan
26 Years @ 12%
EMI: ₹ 65,958
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 64,595
Monthly Savings
₹ 1,363
SIP Investment
@ 12% for 31 years
₹ 5,440,636
Extra Interest Paid
₹ 3,450,284
Final Outcome
₹ 1,990,352
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 12%, investing savings can generate ₹5,440,636.
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