EMI vs SIP for ₹6,300,000
26 Years @ 10%
Original Plan
26 Years @ 10%
EMI: ₹ 56,762
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 55,010
Monthly Savings
₹ 1,751
SIP Investment
@ 12% for 31 years
₹ 6,988,574
Extra Interest Paid
₹ 2,754,193
Final Outcome
₹ 4,234,381
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 10%, investing savings can generate ₹6,988,574.
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