EMI vs SIP for ₹6,300,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 55,729
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 52,336
Monthly Savings
₹ 3,393
SIP Investment
@ 12% for 26 years
₹ 7,298,790
Extra Interest Paid
₹ 2,285,091
Final Outcome
₹ 5,013,700
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 9%, investing savings can generate ₹7,298,790.
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