EMI vs SIP for ₹6,300,000
21 Years @ 12%
Original Plan
21 Years @ 12%
EMI: ₹ 68,588
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 65,958
Monthly Savings
₹ 2,630
SIP Investment
@ 12% for 26 years
₹ 5,657,581
Extra Interest Paid
₹ 3,294,702
Final Outcome
₹ 2,362,879
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 12%, investing savings can generate ₹5,657,581.
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