EMI vs SIP for ₹6,300,000
15 Years @ 9%
Original Plan
15 Years @ 9%
EMI: ₹ 63,899
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 56,683
Monthly Savings
₹ 7,216
SIP Investment
@ 12% for 20 years
₹ 7,209,911
Extra Interest Paid
₹ 2,102,073
Final Outcome
₹ 5,107,838
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 9%, investing savings can generate ₹7,209,911.
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