EMI vs SIP for ₹6,300,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 79,926
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 71,313
Monthly Savings
₹ 8,613
SIP Investment
@ 12% for 18 years
₹ 6,592,803
Extra Interest Paid
₹ 2,935,129
Final Outcome
₹ 3,657,674
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 12%, investing savings can generate ₹6,592,803.
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