EMI vs SIP for ₹6,300,000
13 Years @ 11%
Original Plan
13 Years @ 11%
EMI: ₹ 76,074
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 67,098
Monthly Savings
₹ 8,976
SIP Investment
@ 12% for 18 years
₹ 6,870,656
Extra Interest Paid
₹ 2,625,617
Final Outcome
₹ 4,245,039
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 11%, investing savings can generate ₹6,870,656.
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