EMI vs SIP for ₹6,300,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 72,314
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 62,990
Monthly Savings
₹ 9,324
SIP Investment
@ 12% for 18 years
₹ 7,137,167
Extra Interest Paid
₹ 2,324,822
Final Outcome
₹ 4,812,345
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 10%, investing savings can generate ₹7,137,167.
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