EMI vs SIP for ₹6,300,000
12 Years @ 9%
Original Plan
12 Years @ 9%
EMI: ₹ 71,696
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 60,405
Monthly Savings
₹ 11,291
SIP Investment
@ 12% for 17 years
₹ 7,541,686
Extra Interest Paid
₹ 1,998,333
Final Outcome
₹ 5,543,353
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 9%, investing savings can generate ₹7,541,686.
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