EMI vs SIP for ₹6,300,000
12 Years @ 12%
Original Plan
12 Years @ 12%
EMI: ₹ 82,745
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 72,527
Monthly Savings
₹ 10,219
SIP Investment
@ 12% for 17 years
₹ 6,825,368
Extra Interest Paid
₹ 2,880,083
Final Outcome
₹ 3,945,284
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 12%, investing savings can generate ₹6,825,368.
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