EMI vs SIP for ₹6,300,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 79,806
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 63,899
Monthly Savings
₹ 15,907
SIP Investment
@ 12% for 15 years
₹ 8,026,261
Extra Interest Paid
₹ 1,925,095
Final Outcome
₹ 6,101,167
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 9%, investing savings can generate ₹8,026,261.
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