EMI vs SIP for ₹6,300,000
10 Years @ 12%
Original Plan
10 Years @ 12%
EMI: ₹ 90,387
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 75,611
Monthly Savings
₹ 14,776
SIP Investment
@ 12% for 15 years
₹ 7,455,670
Extra Interest Paid
₹ 2,763,502
Final Outcome
₹ 4,692,168
Profit from SIP strategy
Analysis
For ₹6,300,000 loan at 12%, investing savings can generate ₹7,455,670.
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