EMI vs SIP for ₹6,200,000
8 Years @ 8%
Original Plan
8 Years @ 8%
EMI: ₹ 87,647
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 64,051
Monthly Savings
₹ 23,597
SIP Investment
@ 12% for 13 years
₹ 8,870,784
Extra Interest Paid
₹ 1,577,739
Final Outcome
₹ 7,293,044
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 8%, investing savings can generate ₹8,870,784.
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