EMI vs SIP for ₹6,200,000
8 Years @ 7%
Original Plan
8 Years @ 7%
EMI: ₹ 84,529
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 60,641
Monthly Savings
₹ 23,888
SIP Investment
@ 12% for 13 years
₹ 8,980,412
Extra Interest Paid
₹ 1,345,145
Final Outcome
₹ 7,635,267
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 7%, investing savings can generate ₹8,980,412.
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