EMI vs SIP for ₹6,200,000
15 Years @ 8%
Original Plan
15 Years @ 8%
EMI: ₹ 59,250
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 51,859
Monthly Savings
₹ 7,391
SIP Investment
@ 12% for 20 years
₹ 7,384,847
Extra Interest Paid
₹ 1,781,151
Final Outcome
₹ 5,603,696
Profit from SIP strategy
Analysis
For ₹6,200,000 loan at 8%, investing savings can generate ₹7,384,847.
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