EMI vs SIP for ₹6,100,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 98,143
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 69,420
Monthly Savings
₹ 28,724
SIP Investment
@ 12% for 12 years
₹ 9,256,212
Extra Interest Paid
₹ 1,752,418
Final Outcome
₹ 7,503,794
Profit from SIP strategy
Analysis
For ₹6,100,000 loan at 9%, investing savings can generate ₹9,256,212.
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