EMI vs SIP for ₹6,100,000
24 Years @ 8%
Original Plan
24 Years @ 8%
EMI: ₹ 47,705
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 45,137
Monthly Savings
₹ 2,569
SIP Investment
@ 12% for 29 years
₹ 8,017,268
Extra Interest Paid
₹ 1,968,443
Final Outcome
₹ 6,048,825
Profit from SIP strategy
Analysis
For ₹6,100,000 loan at 8%, investing savings can generate ₹8,017,268.
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