EMI vs SIP for ₹6,000,000
7 Years @ 9%
Original Plan
7 Years @ 9%
EMI: ₹ 96,534
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 68,282
Monthly Savings
₹ 28,253
SIP Investment
@ 12% for 12 years
₹ 9,104,471
Extra Interest Paid
₹ 1,723,690
Final Outcome
₹ 7,380,781
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹9,104,471.
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