EMI vs SIP for ₹6,000,000
7 Years @ 7%
Original Plan
7 Years @ 7%
EMI: ₹ 90,556
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 61,703
Monthly Savings
₹ 28,853
SIP Investment
@ 12% for 12 years
₹ 9,298,011
Extra Interest Paid
₹ 1,278,502
Final Outcome
₹ 8,019,509
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 7%, investing savings can generate ₹9,298,011.
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