EMI vs SIP for ₹6,000,000
29 Years @ 9%
Original Plan
29 Years @ 9%
EMI: ₹ 48,609
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 47,240
Monthly Savings
₹ 1,369
SIP Investment
@ 12% for 34 years
₹ 7,875,800
Extra Interest Paid
₹ 2,358,005
Final Outcome
₹ 5,517,795
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹7,875,800.
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