EMI vs SIP for ₹6,000,000
26 Years @ 9%
Original Plan
26 Years @ 9%
EMI: ₹ 49,843
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 47,978
Monthly Savings
₹ 1,866
SIP Investment
@ 12% for 31 years
₹ 7,444,964
Extra Interest Paid
₹ 2,296,558
Final Outcome
₹ 5,148,407
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹7,444,964.
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