EMI vs SIP for ₹6,000,000
23 Years @ 9%
Original Plan
23 Years @ 9%
EMI: ₹ 51,556
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 48,978
Monthly Savings
₹ 2,578
SIP Investment
@ 12% for 28 years
₹ 7,111,936
Extra Interest Paid
₹ 2,227,120
Final Outcome
₹ 4,884,816
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹7,111,936.
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