EMI vs SIP for ₹6,000,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 53,075
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 49,843
Monthly Savings
₹ 3,231
SIP Investment
@ 12% for 26 years
₹ 6,951,229
Extra Interest Paid
₹ 2,176,277
Final Outcome
₹ 4,774,952
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹6,951,229.
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