EMI vs SIP for ₹6,000,000
21 Years @ 8%
Original Plan
21 Years @ 8%
EMI: ₹ 49,226
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 45,756
Monthly Savings
₹ 3,470
SIP Investment
@ 12% for 26 years
₹ 7,463,908
Extra Interest Paid
₹ 1,870,966
Final Outcome
₹ 5,592,942
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 8%, investing savings can generate ₹7,463,908.
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