EMI vs SIP for ₹6,000,000
19 Years @ 9%
Original Plan
19 Years @ 9%
EMI: ₹ 55,014
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 50,920
Monthly Savings
₹ 4,094
SIP Investment
@ 12% for 24 years
₹ 6,847,892
Extra Interest Paid
₹ 2,121,772
Final Outcome
₹ 4,726,121
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹6,847,892.
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