EMI vs SIP for ₹6,000,000
18 Years @ 9%
Original Plan
18 Years @ 9%
EMI: ₹ 56,187
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 51,556
Monthly Savings
₹ 4,631
SIP Investment
@ 12% for 23 years
₹ 6,821,141
Extra Interest Paid
₹ 2,093,155
Final Outcome
₹ 4,727,985
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 9%, investing savings can generate ₹6,821,141.
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