EMI vs SIP for ₹6,000,000
17 Years @ 11%
Original Plan
17 Years @ 11%
EMI: ₹ 65,123
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 60,433
Monthly Savings
₹ 4,689
SIP Investment
@ 12% for 22 years
₹ 6,077,015
Extra Interest Paid
₹ 2,669,360
Final Outcome
₹ 3,407,655
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 11%, investing savings can generate ₹6,077,015.
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