EMI vs SIP for ₹6,000,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 58,684
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 48,930
Monthly Savings
₹ 9,754
SIP Investment
@ 12% for 18 years
₹ 7,466,338
Extra Interest Paid
₹ 1,414,134
Final Outcome
₹ 6,052,204
Profit from SIP strategy
Analysis
For ₹6,000,000 loan at 7%, investing savings can generate ₹7,466,338.
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